For Physicians & Specialists
Your Career Is Demanding. Your Financial Strategy Should Be Clear.
Your income and benefits can be substantial, but they are rarely simple. Between high and variable earnings, deferred compensation, retirement plans, and a growing tax picture, it can be hard to see how everything fits together.
At Kickstand Wealth Advisors, we help physicians and specialists bring clarity to complex financial decisions with an advisor who takes the time to understand the full picture.
the challenge
You’ve Earned the Success. Now Comes the Strategy.
Most physicians have done the right things. You’ve trained for years, built a demanding career, and created meaningful income. But with that success often comes a level of financial complexity that is difficult to manage in the margins of an already full schedule.
High earnings can create higher-stakes decisions. Compensation may arrive in different forms. Tax exposure grows. Accounts accumulate across employers and providers. And the choices that matter most often show up when your time is most limited.
Complex Compensation
Base salary, bonuses, RVUs, deferred compensation, retirement plans, and partnership income can create more moving parts than expected.
Limited Time
Long clinical hours and full schedules leave little room for planning, so important decisions can be postponed or addressed only when a deadline appears.
Rising Tax Exposure
As income grows, taxes become one of the largest variables in your plan. Deferral decisions, withdrawal timing, account sequencing, and long-term tax strategy are easy to overlook.
Disconnected Guidance
You may have access to advice, but that does not always mean every account, tax decision, and long-term goal is being reviewed together.
From Complex to Clear
See How the Pieces Fit Together
What looks straightforward on the surface can be more layered underneath. A physician’s financial life may include multiple plans, deferred compensation, legacy products, outside investments, and tax-sensitive decisions. Explore the pieces below to see where complexity often shows up and how a more coordinated approach can bring the full picture into focus.
Click each piece to explore where complexity often shows up.
What do I actually own?
Compensation and savings spread across employers and providers over the years can make it hard to see how each account is invested, and whether the pieces still make sense together.
our approach
Prepared Advice, Not Just Quick Answers
Complex decisions deserve more than a rushed conversation. Our approach is built around preparation, clarity, and long-term partnership.
A Typical Experience
Meetings can feel time-constrained
Advice may focus on the immediate question
Complex products may be difficult to explain clearly
You may work with different advisors over time
Decisions can feel disconnected from the larger plan
The Kickstand Approach
Detailed review before the conversation
Clear explanations of your options
Coordinated planning across accounts
Tax-aware retirement income strategy
A consistent team that knows your situation
What we help you do
Clarity first. Then a plan.
The goal is not to add more financial noise to an already full schedule. It is to help you understand what you have, which decisions matter most, and how each piece can support the life you are working toward.
Clarify Your Compensation & Accounts
Between salary, bonuses, deferred compensation, retirement plans, old employer accounts, and outside investments, it can be hard to see everything clearly. We help identify what you have, how each piece works, and where complexity may be creating confusion or missed opportunities.
Coordinate Your Strategy
Your compensation, retirement plans, investments, tax picture, and long-term goals should not be viewed in isolation. We help connect the pieces into one coordinated strategy, so each decision supports the bigger picture.
Plan With Taxes in Mind
For high earners, taxes are one of the largest variables in the plan. We help evaluate deferral decisions, withdrawal timing, account sequencing, Roth opportunities, and other tax-sensitive choices with a long-term view.
Move Forward With Clear Next Steps
Clarity is only useful if it leads to action. We translate complex account structures and planning decisions into clear recommendations, practical next steps, and ongoing support from a team that understands your situation.
WHO WE HELP
Is This the Right Fit?
This page is designed for physicians and specialists who have meaningful income and savings, multiple moving parts, and a desire for advice that goes deeper than a quick conversation. A good fit may include professionals who:
2
Forbes® Winners
50+
Are age 50 or older
$1M+
Have this amount in investable assets
3+
Have multiple retirement accounts or income sources
1
Want one clear plan to bring clarity to their finances
Meet your Advisor
Ben Forte
Ben works with professionals who have built meaningful retirement assets but want more clarity around complex benefits, account structures, and long-term planning decisions.
With experience serving university and healthcare professionals, Ben understands how quickly retirement planning can become complicated, especially when multiple accounts, plan rules, tax decisions, and family goals all intersect.
